Credit Card processing refers to the multi-step process that allows merchants to accept payments via credit card. We’ve partnered with independent sales organizations (ISO) who are aligned with our same values and committed to providing a quality product. We work with both TSYS and Fiserv (First Data) and provide next day funding at no extra cost. See below for details about the pricing and discount plans that we offer.

Here are the two (2) traditional pricing plans that we offer.

Interchange-Plus Pricing

Also known as cost plus, interchange-plus pricing is a method in which a markup is applied directly to interchange costs set by Visa, MasterCard and Discover. Interchange fees can vary based on a few factors such as the type of card used, average ticket (sale) and or how many transactions were manually entered vs card present sales using a chip or swiped. A merchant will receive a daily deposit on their gross sales, pending they batch daily, and then is billed at the end of the month for the interchange and cost-plus fees that have accumulated during the billing cycle. Interchange Plus is considered to be one of the more transparent pricing plans and can be the most cost effective. However, many business owners find this plan hard to understand since fees can vary month to month and many frown on having a large bill at the end of the month.

Flat Rate

Flat rate pricing is a popular pricing structure that offers merchants a fixed rate to all transactions (i.e. .10 cents and 2.6%). With this flat rate, the type of credit card your customer uses will not affect your bill since the interchange fees are included in this flat rate. Many flat rate plans also have fixed miscellaneous costs which can also vary in cost based on your merchant provider. Business owners have the option to be billed monthly or daily.

Merchants can offset potentially all credit card processing fees by deferring the cost to customers and thus retaining their full sale value. Fully compliant with U.S. bank card brand regulations.

Here are the two (2) "cash discount" plans we offer:

Surcharge Program

A surcharge is the adding of a non-cash adjustment to the customers sale but can only be applied to credit card transactions, not debit / check cards even if ran as credit. We offer 3%, 3.5% and 4% rates but rates will be determined on a case-by-case basis. Debit / Signature bank card fees will be passed onto the merchant at a lower rate. We register all merchant accounts with visa notifying them of the intent to surcharge and we will provide the approved surcharge disclosure signage to be placed at the point of sale and point of entry.

Dual Pricing

Displays both the cash and credit price which treats every transaction as a cash transaction allowing business owners to retain 100% of the cash price for every product they sell regardless of how the customer pays. Dual pricing is not new. Many gas stations have been taking advantage of this plan but only recently have moved to retailers and restaurants. This option is our preferred choice, and we will offer many extras with merchants who choose this plan. Some of these extras may include but not limited to, absorbing the point-of-sale subscription costs, equipment costs, free supplies and more.

A point of sale, otherwise known as a "POS", is a device or software that a merchant uses to process transactions and accept payments for goods and services.

Here at GoTo Payments we offer several cloud based point-of-sale systems that offer a range of features ideal for all business types. We've also partnered with point-of-sale dealers to offer additional software and operating systems, including embedded software for those who prefer their data to be locally hosted.

Cloud POS

GoTo Payments Cloud POS was designed with restaurants in mind and for years has elevated the restaurant POS industry with a cloud-based restaurant operating system that's easy to learn.

Low $39.99 a month subscription*

Cash Discount Plans - $0 monthly subscription*

*GoTo Payments offers a no cost monthly subscription on a case by case basis

Opening Screen

TABLE MANAGEMENT

Track guest count, dining times, and average check amount

SPLIT CHECKS

Modifiers

The ability to add a modifier to a modifier. A fully customizable prefix is able to be added to a modifier for full control.

Delivery, and a POS System Built for Pizzerias

Back End Dashboard - Reporting & Analytics

Waitlist - Built to Improve Guest Experience

Customer Display

Add your own pictures and/or advertising alongside your customer's order breakdown.

Supports the cash discount program, which allows customers to view their cash option.

Digital Receipts

Kitchen Display

Digital color-coded displays to work alongside a paper printer or alone in your kitchen.

Payment Screen

Very easy to use which allows payments to be managed easily. Collected the incorrect amount or hit the wrong button? No worries. Payments can be adjusted in real-time quickly and easily by just selecting it and deleting no matter which payment type!

Marketing Dashboard

Accelerate your marketing campaigns to a new level with LINGA’s new Marketing Module. Keep your customers engaged by sharing your restaurant’s latest news, product promotions, or upcoming events with ease. Classify your customers according to their spending habits. Keep track of important customer information such as birthdays and number of visits. Create campaigns that will offer your customers the most suitable opportunities, while following the feedback with detailed analytics.

GoTo Payments provides low cost credit card processing rates for customers with Clover Stations, as well as discounted hardware and installation.

Clover Stations are well suited for Retail / Restaurant. 

Customers pay a monthly subscription fee directly to Clover.

A stand-alone terminal is a point-of-sale device that is physically separate and does not communicate with a point-of-sale software register. They are an out-of-the-box solution ready to accept and run credit card payments. Simply key in the amount of the transaction and run the card. Standalone terminals can be stationary or remote utilizing one of our 4g network sim cards.

As an authorized reseller of Dejavoo, we offer the following terminals and more. 

Z SERIES

QD SERIES

P SERIES

Denovo – Dejavoo’s back office data solution

Back office data for Dejavoo terminals sorted for use by resellers and merchants on their computers and cellphones. Also the hosting data solution for DejaPayPro, Dejavoo’s cloud-based POS system for retailers, restaurants and schedule services store operation and inventory control. Time is valuable – spend less time working and more time living. DeNovo brings you the greatest value of all, your time.

We are an authorized reseller of Pax with access to a variety of payment terminals. Feel free to contact us to inquire about the different models available.

Coming Soon!

Similar to an online checkout form, a virtual terminal is a web-based application that allows you to process electronic payments remotely. You can transform any existing desktop, laptop, smartphone or tablet into a POS system without any additional hardware to purchase or software to install. All you need is an internet connection.

GoTo Payments Traditional Plan - Worldline (Bambara.com)

Are you looking for a low cost online payment software to accept credit card payments on your computer or cell phone? Would you like those payments to be reoccurring similar to a gym charging a monthly subscription? Then this solution is for you.

We've partnered with Worldline, which is a merchant account & payment gateway, all-in-one solution, for a fraction of the cost compared to your traditional credit card processing merchant accounts.

Complete your application yourself or feel free to contact us so we can assist you. 

https://partners.na.bambora.com/gotopayments-traditional-plan/

Step by step to complete application

• Your Name
  • First: First Name
  • Family: Last Name
• Type of Company
  • Choose one
• Company Start Date
  • Listed on your legal documents filed with federal & state
• EIN # (9 digits)
  • Also called Tax ID number or Employee #
  • SS # for sole proprietor
• Enter Business Address
  • Website is required
    • If you don’t have one yet, enter a temporary website url.
    • Unfortunately, that field is required to proceed.
  • DBA (Doing Business As)
    • Enter legal name if the same
  • Legal Business Name
    • Enter Legal Business name
  • Business Category
    • Choose the one that best applies
  • Description of services
    • Briefly describe your services.
  • Yearly online processing
    • Estimate what you predict a dollar amount. If you have no idea, guess. It will adjust as you process payments.
  • Average transaction Amount
    • Estimate the cost of your items to determine average ticket sale.
  • Average time from purchase to delivery
    • Average time it takes you to package item and ship.
  • Seasonal
    • Open all year long or only during certain times of the year.
  • Ownership (Any legal owners with 10% or more need to be entered here)
    • Complete fields
    • Add Owners with more than 10% and complete
  • SAQ Survey
    • Select SAQ A if using web terminal provided by worldline.
      • Most used
    • Select SAQ B if using your own server.
    • Contact us if you are unsure [add contact button]
  • Complete information
    • Use home address and phone number.
  • Confirm Identity (Upload supporting documents)
    • Primary Photo ID
      • DL, photo of passport etc.
    • Secondary ID
      • Utility Bill
        • Water Bill, Gas/Electric Bill
      • Business Bank Statement
        • Voided Check that includes legal name.
          • Photo must be clear and capture corner to corner.
        • Funding Setup
          • Name of account holder (Bank Name)
          • Routing #
          • Account #
          • Check to confirm terms and conditions.
          • Check Activate

Online Payment Terminal

IPOS – Dejavoo’s Gateway Service that offers many features

Key Features

• True Omni Channel Platform
• Transaction manipulation at the Cloud level
• Easier maintenance for Agents & Merchants
• Added value in a single point – not at the POS
• Smart transaction routing
• HSM (keys & security management) on Cloud
• Android ToP – contactless to phone and cards
• e-Invoice and virtual terminal
• Recurring billing – KYC
• Faster product development

• SMS and email confirmations
• Customer survey and tagging
• Easier support & service – remote diagnostics
• Works on multiple terminals
• Fee programs and multi-merchant supported
• Supports Crypto & e-Wallet
• Buy now – Pay later
• Payment as service and stand-alone pricing available
• SPIn compatible for semi-integrators

An ATM, otherwise known as an Automated Teller Machine, is a machine that dispenses cash and can perform other banking services when an account holder inserts a bank card.

GoTo Payments works with Nautilus Hyosung and Genmega ATM models. We also offer several types of ATM service and partnership programs. Click here to chat with an agent.

Full Service

ATM is installed at no cost to the merchant as long as demand is there (i.e. cash only, lottery, etc.) This includes install, accessories, LED sign (if requested) and keeping the ATM funded.

Self-Service

ATM is installed at no cost as long as demand is there (i.e. cash only, lottery, etc.) The merchant provides their own funds and loads the ATM. The surcharge split will be negotiated.

Self-Owned

Merchant Purchases and loads their own ATM. GoTo Payments resells ATM at cost and provides free installation. A .25 cent fee will be applied to each surcharged transaction to cover processing costs and to ensure ATM is operational.

GoTo Payments offers the Force 2800 Series and the Hallo 2600 Series of ATMs from Nautilus.

FORCE 2800 SERIES

HALLO II 2600 SERIES

5200 SERIES

GoTo Payments offers the 2500 Series and Onyx Series of ATMs from Genmega.

2500 SERIES

ONYX SERIES

ONYX WALL UNIT

Are you interested in starting your own ATM route? For existing ATM companies, do you know what your driving fee is? Do you have the master password with access to Host Settings? Lets talk and maybe we at GoTo Payments can help.

Online Ordering, also known as e-commerce, uses the web for the purchase of products and services from merchants.

True Solution Online Orders powered by GoTo Payments.

For a low $29.99 a month, merchants can take advantage of a beautiful customer friendly online ordering site. We don’t ask for a percentage of your volume like others. Software supports cash discount, so business owners retain their full sale value. We do run specials and waive monthly subscription on a case by case basis.

Click Here -> LIVE STORES

A gift card is a plastic card that was given a digital value and is redeemable from where it was issued any time.

We've partnered with Factor 4 to offer an affordable gift card program for your customers. The images below are examples of stock gift cards that are available. We also offer custom gift cards for businesses that like to choose their own unique design.